This debt acceleration software saves you money. Just enter your debt information and the program shows you how much interest and time you'll save by following the payback schedule generated for you. Average families with four to five debts, including a home loan, have been able to reduce their payment time by 12-15 years and save between $50,000 to $100,000 in interest. The more debt you have, the better this method works. Version 2.1 may incl..